Terms and Conditions

‍Last updated: February 6, 2026

Welcome to HeydayBoost (“HeydayBoost,” “we,” “our,” or “us”). By accessing or using heydayboost.com (the “Website”) and any services offered through it (the “Services”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, do not use the Website or Services.

1. About HeydayBoost

HeydayBoost is a Canadian-registered company providing financial education and informational services to Canadian residents. Our Services are designed to help users better understand personal finance and credit-related concepts.

‍We are not a credit bureau, lender, financial institution, debt counselor, or credit repair agency.

‍2. Nature of Services – Educational Only

All content, tools, recommendations, communications, and materials provided by HeydayBoost are for educational and informational purposes only.

We do not guarantee, promise, or imply any increase in credit scoreWe do not directly modify, dispute, delete, or alter credit reports

We do not make decisions on behalf of credit bureaus, lenders, or financial institutions

Any actions taken by you based on our educational content are entirely your responsibility.

3. No Guarantees or Results

Credit scores are influenced by multiple factors outside of HeydayBoost’s control, including but not limited to lender reporting behavior, credit bureau policies, payment history, utilization, and consumer behavior.

‍HeydayBoost makes no guarantees or warranties regarding:

‍Credit score increases

Credit approval outcomes

Loan, mortgage, or financing eligibility
Timing or effectiveness of any educational strategy
Past examples or illustrations (if any) are not indicators of future results.

4. No Professional or Legal Advice

HeydayBoost does not provide legal, accounting, tax, or financial advice.

Nothing on this Website should be interpreted as:

- Legal advice
- Financial advice
- Credit repair services
- A substitute for advice from licensed professionals

You are encouraged to consult qualified professionals before making financial decisions.

5. User Responsibilities

By using our Services, you agree that:

- You are a Canadian resident and at least 18 years old
- Any information you provide is accurate and truthful
- You will use the Services for lawful purposes only
- You understand that educational guidance does not equal guaranteed outcomes

6. Limitation of Liability

To the maximum extent permitted by Canadian law:

HeydayBoost, its directors, officers, employees, contractors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

- Use or inability to use the Website or Services
- Reliance on educational content
- Credit decisions made by third parties
- Financial losses, missed opportunities, or credit outcomes
- You agree that your sole remedy for dissatisfaction with the Services is to stop using them.

7. Third-Party Services and Links

The Website may reference or link to third-party services, tools, or websites. HeydayBoost does not control or endorse these third parties and is not responsible for their content, policies, or actions.

8. Intellectual Property

All content on heydayboost.com—including text, graphics, branding, logos, and materials—is the property of HeydayBoost or its licensors and is protected by Canadian intellectual property laws.

You may not reproduce, distribute, or exploit any content without prior written consent.

9. Termination of Access

We reserve the right to suspend or terminate access to the Website or Services at any time, without notice, if these Terms are violated or if required by law.

10. Privacy

Use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect personal information in accordance with Canadian privacy laws, including PIPEDA.

11. Governing Law

These Terms are governed by and interpreted under the laws of the Province of Québec, and the federal laws of Canada applicable therein.

12. Changes to These Terms

HeydayBoost may update these Terms at any time. Continued use of the Website after changes are posted constitutes acceptance of the updated Terms.

13. Contact Information

For questions regarding these Terms, contact:
‍HeydayBoost
Email: info@heydayboost.com
Website: https://www.heydayboost.com